OCJ Updates

Used Car Financing

Used Car Financing

If buying a used car, you may need financing for your purchase. For many consumers, auto financing is a complicated and hard-to-understand process, even for those who have previously financed vehicles. Learn how financing works and how to maximize financing on your...

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What To Do When Things Go Wrong

What To Do When Things Go Wrong

You did everything right in purchasing your used car from a dealer. Despite this, before long, you start experiencing problems. First, it's a check engine light, then next, it's overheating, leaking fluids, or you hear a knocking noise from the engine. Your next steps...

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Qué hacer cuando las cosas salen mal

Qué hacer cuando las cosas salen mal

Usted siguió todas las recomendaciones para comprar un carro usado a un distribuidor independiente. Sin embargo, poco después comienza a tener problemas. Primero, se enciende la luz de revisar motor. Después, el coche se sobrecalienta, tiene fugas de líquidos o...

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Cuidado con estas trampas comunes al comprar un carro usado

Cuidado con estas trampas comunes al comprar un carro usado

1) Vendedores que le digan “compre aquí, pague aquí”Si el vendedor le dice que le pague directamente a él, es un vendedor tipo “compre aquí, pague aquí”. Calcular el financiamiento es un proceso complicado que necesita registros exactos y manejar documentos bajo...

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Watch Out for these Common Scams when Buying a Used Car

Watch Out for these Common Scams when Buying a Used Car

1) Buy-here, pay-here dealersIf the dealer suggests you make your payments directly to them, it is a buy-here, pay-here dealer. Calculating financing is a complex process requiring exact records and document management, requiring serious government regulation. Some...

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Financiamiento de un carro usado

Financiamiento de un carro usado

Si va a comprar un coche usado, es posible que necesite financiamiento.  Para muchos compradores, el financiamiento automotriz es un proceso complicado y difícil de entender, incluso para quienes tienen carros ya financiados antes.  Aprenda cómo funciona el...

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5 consejos para comprar un carro usado

5 consejos para comprar un carro usado

Al comprar un coche a un vendedor particular, una de las cosas que más nos preocupan es confirmar que el carro esté en buenas condiciones. Es decir, que no haya tenido accidentes y que funcione bien. Esta guía le ofrece cinco consejos para asegurarse de no comprar un...

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5 Tips for Buying a Used Car

5 Tips for Buying a Used Car

When buying a used car from a dealer, ensuring the vehicle is in good condition is often the biggest concern. This means the car has no accident history or mechanical defects. This guide gives you five tips to be sure the dealer doesn't leave you with a problem...

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Medical Credit Cards and the Risk They Pose to Consumers

Medical Credit Cards and the Risk They Pose to Consumers

Consumers of medical and mental health care who look to medical credit cards with the hope of expanding their ability to access care are too often trapped by predatory practices. Oregon Consumer Justice (OCJ) has prioritized consumer debt issues as we advocate for...

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Successful Legal Outcome for Oregon Woman

Successful Legal Outcome for Oregon Woman

Earlier this month, members of OCJ's legal team (attorney Matt Kirkpatrick and paralegal Lucia Becchetti) joined attorney Matthew Sutton in Medford, prevailing on multiple claims in a trial to find justice for Ms. Graciela Orozco against family law practice, Rise Law...

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Learning Together: OCJ Policy Cohort Reflections

Learning Together: OCJ Policy Cohort Reflections

OCJ provided funding in 2022 for community organizations to strengthen their capacity to participate in state-level policy and advocacy work in Oregon. While not a requirement of the grant, all organizations were invited to join OCJ's inaugural policy cohort, and...

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