A product intended to cover the difference between the amount you owe on your auto loan and the amount the insurance company pays if your car is totaled or stolen. GAP insurance is supposed to cover the loss you would suffer if your loan balance is higher than the current value of the vehicle. 

“Gut and stuff” legislation was amended so that the Legislature “gutted” a bill's original provisions and then “stuffed” the bill with wholly new ones. The particulars of this practice may change from state to state.

该法案要求金融机构解释其信息共享做法，赋予消费者有关第三方数据共享的权利，并规定定期发布隐私通知，从而保护消费者的金融隐私。在该法颁布之前，金融机构可以随意共享或出售客户的敏感数据。