A product intended to cover the difference between the amount you owe on your auto loan and the amount the insurance company pays if your car is totaled or stolen. GAP insurance is supposed to cover the loss you would suffer if your loan balance is higher than the current value of the vehicle. 

“Gut and stuff” legislation was amended so that the Legislature “gutted” a bill's original provisions and then “stuffed” the bill with wholly new ones. The particulars of this practice may change from state to state.

Esta ley protege la privacidad financiera de los consumidores exigiendo a las entidades financieras que expliquen sus prácticas de intercambio de información, otorgando a los consumidores derechos relativos al intercambio de datos con terceros y obligando a enviar avisos periódicos sobre privacidad. Antes de esta ley, las instituciones financieras podían compartir o vender libremente los datos sensibles de los clientes.