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And how to stop them from profiting off of our personal information. Data brokers are businesses that are in the business of collecting large amounts of personal information and selling it to companies for profit. They do this often behind our backs and without our permission. These businesses make a lot of money off of each and every one of us!

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We all deserve to keep our personal information safe and secure. In this digital age where companies track, sell, and use our information, that security is harder and harder to come by. Thanks to the Oregon Consumer Privacy Act, Oregonians now have more power to limit how and when businesses collect or use our personal information (also known as “personal data”).

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Here’s how to keep our data private. Spam is so common it may feel unavoidable. A phone call from someone you don’t know asking for your information? Text message promoting crypto? How do you maintain privacy when it feels like your information is just out there?

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You’ve probably been here before: you receive a letter saying a company had a data breach and your information was “compromised.” But, what does that mean? And how did they even get your information?

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How to guide your loved ones towards data privacy. Your grandmother answers her phone. The caller says they have her package but she needs to give them more information before they can deliver it. They ask for things including her name, address, and more.

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Advocates urge strong support and action to protect the agency that safeguards consumers from unfair, deceptive, and abusive practices by financial companies.

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Oregon Consumer Justice calls on state leaders to support Oregonians’ ability to live a good life, navigate financial hardship, and create a more just economy.

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It is often possible to successfully negotiate with debt collectors to find an arrangement that works for you and your financial situation. Use the following tips and phrases when negotiating payment options with a debt collector.

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It can be confusing and intimidating to get a debt collection notice saying that you owe money. Whether you owe it or not, it's often difficult to understand who sent the notice, how to respond, or whether or not it's a scam. Here's what to do if you receive a notice saying you owe money.

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Our comic offers tips and insights for dealing with debt collection with confidence.

Cover graphic from OCJ’s comic book on dealing with debt collection featuring an older adult, a parent, and youth reviewing a bill together. Read the article

You have rights when it comes to dealing with debt collection and debt collectors. Learn about the state and federal laws that help protect consumers from unfair and predatory debt-collection practices.

An illustration of three people giving each other high-fives. There is a piece of paper on the table in front of them that says " debt verification." Read the article

Every day, Americans unknowingly sign away their rights through mandatory arbitration clauses buried in the fine print of everything from job contracts to streaming services. These clauses force legal disputes into secretive private systems that favor corporations over people.

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