People should not have to pay higher interest rates when buying a car or not be able to rent an apartment because they get sick or injured. Medical debt should be removed from consumer credit reports and excluded from credit reports used in tenant and employment screenings. 

Mid-session update: This bill was voted out of the Senate Committee of Labor and Business following a working session on April 8. It now heads to the Senate floor. The Alliance submitted testimony in support on January 30.

A car is often one of the most expensive purchases we'll ever make. Consumers should feel confident that car dealers will honor the loan terms they agreed to at the time of purchase. 

Mid-session update: This bill unanimously passed as amended out of the House Committee on Commerce and Consumer Protection on April 1. On April 10 it unanimously passed the House and is scheduled for a public hearing in the Senate Committee on Labor and Business on April 17. The Alliance submitted testimony in support on February 4.

In Oregon and across the county, consumers are spending too much and getting too little in return for health care. We shouldn't have to pay unexpected facility fees in addition to other expensive medical bills. 

Mid-session update: This bill passed as amended out of the Senate Committee on Health Care on April 8 and is waiting for a vote on the Senate floor. The Alliance submitted testimony in support on March 13. 

Online lenders like Check 'n Go and OppFi who partner with out-of-state banks should not be able to ignore Oregon's law that caps interest rates for consumer loans at 36%. Interest of 160% or more is unacceptable.

Mid-session update: This bill passed out of the House on February 27 and has been referred to the Senate Committee On Labor and Business. The Alliance submitted testimony in support on January 28. 

Oregon's Unlawful Trade Practices Act (UTPA) is a powerful tool for consumers to hold bad actors accountable when they are harmed by deceptive or fraudulent business practices. Insurance is currently the only major industry not covered by the UTPA and it should be added to the statute. 

Mid-session update: This bill passed as amended out of the Senate Committee on Judiciary on April 8. The Alliance submitted testimony in support on March 5.