It is often possible to successfully negotiate with debt collectors to find an arrangement that works for you and your financial situation. Use the following tips and phrases when negotiating payment options with a debt collector.
It can be confusing and intimidating to get a debt collection notice saying that you owe money. Whether you owe it or not, it's often difficult to understand who sent the notice, how to respond, or whether or not it's a scam. Here's what to do if you receive a notice saying you owe money.
Our comic offers tips and insights for dealing with debt collection with confidence.
Every day, Americans unknowingly sign away their rights through mandatory arbitration clauses buried in the fine print of everything from job contracts to streaming services. These clauses force legal disputes into secretive private systems that favor corporations over people.
Large companies have recently used mandatory arbitration clauses to win legal disputes against consumers. A bill in Congress called the FAIR Act would ban these types of clauses.
We’re excited to introduce three new members to the OCJ team: Angela Donley, MSW, as our new Policy Analyst, and Jeremy Woodson and Grace Hashiguchi as Communications Associates. They each bring a wealth of expertise and a strong passion for advancing OCJ’s mission to support and protect consumers.
It's been an impactful year at Oregon Consumer Justice, and we’re proud to share the amazing milestones we've accomplished. As you keep scrolling, you’ll learn how we've been furthering our mission and you'll get an introduction to our recently launched awesome new website!
As the summer comes to a close, we are celebrating the accomplishments of our summer interns who supported our policy team these past few months.
Oregonians now have greater support for protecting themselves from scams and schemes and to take legal action against law-breaking companies.
Research is one tool we are using to understand and address the injustices faced by consumers. Read about the 2024 projects funded through our partnership with the University of Oregon's Consumer Protection Research Grant.
Our most recent Spring 2024 Statewide Consumer Survey provides us with three sets of data (including our Spring 2023 and Fall 2023 findings) to build upon our understanding of consumer issues, inform our legislative work, and help us better support Oregonians.
We are excited to announce that two esteemed individuals have joined our incredible Board of Directors. Professor Angela Addae, PhD, JD, and Professor Dick Slottee, JD, were elected at our June board meeting and are now official members of OCJs Board.
