Regulatory compliance means businesses, organizations, and governments adhere to the rules and guidelines government authorities or regulators set. These rules are in place to protect consumers, ensure fair competition, and maintain the market's integrity.

"Rollover" loans are an unpaid balance of a previous owner's loan that is added on to a new consumer's loan, to which the value of the item is less than that of the new loan. 

Also known as RACs, are groups of stakeholders that state agencies convene to help inform administrative rules.