Title that is created when a vehicle is in an accident and deemed a total loss by the insurance company.

Loans with higher than standard interest rates are offered to consumers with poor credit scores or where there is a higher risk of default. 

Sine Die roughly means "no more days," and is the official end of the legislative session. A few weeks before the anticipated last day, Oregon House and Senate leadership will announce "sine die is imminent," which changes the rules about how far in advance meetings and materials need to be posted for bill hearings and votes.

The Supreme Court's order to break up Standard Oil's monopoly protects consumers from predatory pricing and anti-competitive practices, ensuring companies cannot use their market power to squash competition or inflate prices. It protects consumers by promoting competition and preventing single companies from dominating industries.

Known as the “Truth in Securities Law," this act requires companies to provide honest, complete information about their investments. This disclosure requirement aims to protect people from fraudulent investment schemes and misleading claims, such as those that contributed to the 1929 stock market crash.

This act created the Securities and Exchange Commission (SEC) as "the investor's advocate," giving Americans a powerful watchdog to protect their savings in the stock market. The SEC enforces fair trading rules, prevents market manipulation, and ensures ordinary investors have a level playing field with big Wall Street firms.