Title that is created when a vehicle is in an accident and deemed a total loss by the insurance company.

Loans with higher than standard interest rates are offered to consumers with poor credit scores or where there is a higher risk of default. 

Sine Die means “Without fixing a day for a future meeting” and is the last day of a Legislative Session.

In Latin, sine die roughly means "no more days." It is the official end of the legislative session. A few weeks before the anticipated last day, Oregon House and Senate leadership will announce "sine die is imminent," which changes the rules about how far in advance meetings and materials need to be posted for bill hearings and votes.