It can be confusing and intimidating to get a debt collection notice saying that you owe money. Whether you owe it or not, it's often difficult to understand who sent the notice, how to respond, or whether or not it's a scam. Here's what to do if you receive a notice saying you owe money.

Our comic offers tips and insights for dealing with debt collection with confidence.

Our most recent Spring 2024 Statewide Consumer Survey provides us with three sets of data (including our Spring 2023 and Fall 2023 findings) to build upon our understanding of consumer issues, inform our legislative work, and help us better support Oregonians.

Our comic offers tips and insights for purchasing a used car with confidence.

The Securing Consumers Against Misrepresented (SCAM) Debt Act will empower consumers with the information they need to protect themselves from debt collectors that use misleading allegations to convince people to pay debts they do not legally owe.

If buying a used car, you may need financing for your purchase. For many consumers, auto financing is a complicated and hard-to-understand process, even for those who have previously financed vehicles. Learn how financing works and how to maximize financing on your next vehicle purchase.

Consumers of medical and mental health care who look to medical credit cards with the hope of expanding their ability to access care are too often trapped by predatory practices.

Celebrating important victories for Oregon consumers

Earlier this month, members of OCJ Law’s legal team (attorney Matt Kirkpatrick and paralegal Lucia Becchetti) joined attorney Matthew Sutton in Medford, prevailing on multiple claims in a trial to find justice for a southern Oregon woman against family law practice, Rise Law Group, Inc (Rise).

Last spring, OCJ set the stage to regularly seek the input of consumers through a representative statewide survey. In October 2023, we built on those results and asked new questions to understand how a variety of consumer issues are experienced throughout Oregon.

OCJ is championing four pieces of pro-consumer legislation during the short legislative session to expand and modernize protections for Oregonians.

With payments resuming for millions of student borrowers, NOW is the time to take action and be ready for repayment.
